Move funds between accounts on the same platform. Settles near-instantly.
API key issued at onboarding. Passed as a Bearer token in the Authorization header: Authorization: Bearer <api-key>. Identifies the caller and determines organization scope. Invalid or revoked keys return 401 with error type authentication_error.
Ed25519 or RSA-SHA256 asymmetric signature over the request payload (ADR-0015). Provides request integrity and non-repudiation. The signature covers the HTTP method, path, query string, request body, and timestamp. Invalid signatures return 401 with error type authentication_error.
Unix timestamp (seconds) of when the request was signed. Server rejects requests where the timestamp drifts beyond +/-60 seconds from server time to prevent replay attacks. Must match the timestamp used in the signature computation.
Idempotency key for this request. UUID v4 recommended. Max 128 characters. 24-hour retention. Same key + same body replays original response with Idempotency-Replayed: true. Same key + different body returns 409 (code: duplicate_idempotency_key). Same key while the original request is still processing returns 409 with a Retry-After header (code: idempotency_key_in_flight).
128"550e8400-e29b-41d4-a716-446655440000"
Account resource identifier.
^acc_[A-Za-z0-9]+$"acc_01953e1a5f4b7002"
Account resource identifier.
^acc_[A-Za-z0-9]+$"acc_01953e1a5f4b7002"
Monetary amount for request input. Value MUST be in smallest currency unit (e.g., cents for USD, pence for GBP). Server derives exponent from currency.
{ "currency": "USD", "value": "150000" }Consumer-defined key-value store. Available on all primary resources. Max 50 keys. Keys must match ^[a-zA-Z0-9_]{1,40}$. Values are strings (max 500 chars) or null.
Transfer created.
Internal balance move between accounts on the same platform.
Transfer resource identifier.
^trf_[A-Za-z0-9]+$"trf_01953e1a5f4b7008"
Account resource identifier.
^acc_[A-Za-z0-9]+$"acc_01953e1a5f4b7002"
Account resource identifier.
^acc_[A-Za-z0-9]+$"acc_01953e1a5f4b7002"
Monetary amount with exponent-based precision. Value is in smallest currency unit (e.g., cents for USD). displayValue is the human-readable decimal.
{
"currency": "USD",
"exponent": 2,
"value": "150000",
"displayValue": "1500.00"
}Status of an internal transfer.
pending, completed, failed UTC timestamp in RFC 3339 / ISO 8601 format.
"2026-02-23T12:00:00Z"
Consumer-defined key-value store. Available on all primary resources. Max 50 keys. Keys must match ^[a-zA-Z0-9_]{1,40}$. Values are strings (max 500 chars) or null.
UTC timestamp in RFC 3339 / ISO 8601 format.
"2026-02-23T12:00:00Z"